Mon - Fri, 09:00 to 17:00 UK time.
Bespoke insurance schemes, built around your audience.
If you have a large or specialist audience, we can design an insurance scheme around the people you serve, rather than force them into an off-the-shelf policy.
Could a bespoke scheme work for your organisation?
Yes, our bespoke schemes are designed for organisations with a defined audience and genuine scale. We start with who you serve, what they need and where an existing insurance product falls short.
What can a bespoke insurance scheme include?
The cover depends on the audience and the scheme we build together. Depending on your requirements, this can include medical, travel disruption, security, personal protection and other tailored benefits.
£10m medical & evacuation
Emergency medical treatment and medical evacuation or repatriation.
Kidnap & ransom response
Specialist crisis-response support included as standard.
Political evacuation
Cover for eligible evacuation costs following political or security events.
Cancellation & disruption
Protection for cancellation, curtailment, delays and missed connections.
Baggage & equipment
Cover for personal belongings, laptops and other business equipment.
Personal liability
Up to £5 million personal liability cover.
Who can Perrymount build schemes for?
We consider schemes for specialist audiences where a tailored product can create genuine value.
Insurance designed around education and international study audiences.
For organisations supporting people living or moving internationally.
Tailored schemes for established member and affinity groups.
For travel businesses serving international or multi-nationality customers.
For audiences whose travel needs fall outside straightforward mainstream cover.
Purpose-built insurance for organisations with an established audience at scale.
From idea to trusted bespoke insurance scheme.
We take a collaborative approach to building bespoke insurance, from understanding your audience through to launch and long-term management.
We understand your audience, scale and objectives.
We shape the wording, benefits and pricing.
We put the insurer and appropriate reinsurance structure behind it.
Documentation, onboarding and certificates are prepared.
We manage and develop the scheme with you over the long term.
24/7 emergency assistance, wherever you go.
When something goes wrong abroad, help is available 24 hours a day, 365 days a year.
Our global emergency assistance service provides multilingual support for medical and security emergencies, helping your people get the assistance they need wherever they are travelling.
Built on a serious insurance structure.
Perrymount combines the flexibility to build specialist schemes with the regulated insurance structure and support needed to stand behind them.
Perrymount International is a trading style of Optimum Global Limited, authorised and regulated by the FCA to distribute insurance products.
Insurance is underwritten by Optimum Global Insurance Company Limited, regulated by the Guernsey Financial Services Commission.
OGICO's policies are reinsured at Lloyd's of London, adding further strength behind the cover we provide.
Non-emergency claims are handled in-house by our UK-based team, giving policyholders a clear and personal route to support.
Worldwide emergency assistance is available 24 hours a day, 365 days a year, with multilingual support for medical and security emergencies.
With offices in the UK, South Africa and Thailand, Perrymount supports clients and partners across international markets and time zones.
Have an audience that needs something better?
Tell us who you serve, roughly how many people are involved and what you need the insurance to achieve. We'll tell you whether a bespoke scheme is worth exploring.
Bespoke insurance schemes: FAQs
What is a bespoke insurance scheme?
A bespoke insurance scheme is designed around a defined audience rather than relying solely on an off-the-shelf insurance product. The cover, benefits, policy wording and pricing can be shaped around the needs of the scheme.
Who can Perrymount build bespoke insurance schemes for?
We consider schemes for organisations with a defined audience and genuine scale. This can include education and study-abroad programmes, membership and affinity groups, expat and relocation communities, destination operators and specialist travel businesses.
Can the cover and benefits be tailored?
Yes. Depending on the scheme, Perrymount can develop tailored policy wording, benefits and pricing around the audience and its requirements. The final cover and structure are agreed as part of the scheme-development process.
Is there a minimum audience size for a bespoke insurance scheme?
We do not publish a fixed minimum. Bespoke schemes are considered case by case, but genuine scale is important because developing a new insurance scheme takes time, collaboration and the right insurance structure.
How does Perrymount develop a bespoke insurance scheme?
We start by understanding your audience, scale and objectives. From there, we can develop the cover, benefits and pricing, put the appropriate insurance and reinsurance structure in place, prepare the documentation and support the scheme through launch and beyond.
Has Perrymount built bespoke insurance schemes before?
Yes. Perrymount has already developed a dedicated student travel plan for a partner with a large audience, creating a purpose-built product rather than adapting a generic policy to fit.
4th Floor, 21 Perrymount Road,
Haywards Heath, West Sussex,
RH16 3TP, United Kingdom
+44 (0) 1444 473 405
info@perrymount.net
©2026, Perrymount International.
Perrymount International Limited is a trading style of Optimum Global Limited. Optimum Global Limited is authorised and regulated by the Financial Conduct Authority for insurance mediation activities. Optimum Global Limited’s Firm Reference Number is 453654. These details can be checked on the Financial Conduct Authority register or by calling the FCA on 0800 111 6768.