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Our Cover

Travel insurance cover shaped around your organisation.

A concise overview of what Perrymount can help organisations explore for business travel, student groups and specialist travel arrangements.

FCA-regulated distribution

Lloyd's reinsurance

24/7 multilingual assistance

Start with the travel profile.

Cover depends on who is travelling, where they are going, the trip purpose and the arrangement agreed with the insurer.

People

Employees, directors, contractors, students, teachers or chaperones can be reviewed where the route allows.

Trips

Destinations, duration, activities and travel frequency shape what can be considered before terms are agreed.

Administration

Group policies, manifests, certificates and changing traveller lists may be supported where agreed.

Headline cover examples.

These are selected examples from the cover structure. The policy wording remains the definitive statement of cover.

Medical and evacuation

Emergency medical expenses and medical evacuation or repatriation may be available up to £10,000,000 where agreed.

Cancellation and disruption

Cancellation, curtailment or abandonment may be available up to £10,000, with delay support for qualifying situations.

Baggage and equipment

Baggage may be available up to £10,000, with business equipment up to £3,000 where included.

Liability and legal

Personal liability may be available up to £5,000,000, with legal expenses up to £50,000.

Headline examples are subject to the policy wording, limits, conditions, exclusions, eligibility and the arrangement agreed for your organisation.

Specialist options can be reviewed.

Some arrangements need more than a simple trip policy, especially where travel is longer, activity-led or operationally complex.

Trips up to 180 days

Longer business trips may be considered where agreed and subject to policy terms.

Activity-based travel

Sports, fieldwork or winter sports options may be reviewed where declared and accepted.

Security support

Additional crisis or security support may be considered for agreed arrangements.

Clear documents

Where agreed, arrangements can support traveller lists, certificates and programme changes.

Questions buyers ask.

Short answers for organisations checking whether Perrymount is the right route before they enquire.

Is this a full policy wording?

No. This is a high-level overview. The policy wording is the definitive statement of cover.

Are all limits automatic?

No. Limits and sections depend on the policy selected, eligibility and the arrangement agreed.

Can student groups be considered?

Yes. Schools, universities and education organisers can explore bespoke group arrangements.

What helps at enquiry stage?

Traveller numbers, destinations, trip durations, activities and organisation type are useful starting points.

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